It’s no secret that our younger generations are our future, and our future economic stimulants. So it doesn’t hurt that, as this generation comes into its own, mortgage giants (such as Fannie Mae and Freddie Mac) are planning on accepting lower down payments — nearing three percent. Less rigid lending guidelines mean more accessible loans

Retirement is a big step in life. When we decide to retire, a whole host of decisions need to be made. What will we do with our time? How will we manage our finances? And, of course, are we going to move somewhere more fitting to our means? Many retirees consider downsizing or relocating to