Home Mortgage Tips Archives - Page 4 of 10

Down Payments 101: Is It Worth It to Put More Than 20 Percent Down?

Posted OnJan 30, 2018

Are you thinking of buying a new home this spring or summer? If so, you're not alone. Many thousands of individuals and families alike will become homeowners this year. Whether you're a first-time buyer or a seasoned veteran of the housing market, you probably know there are significant choices to make. One of the big decisions you will have to ponder is how much you want to invest in your down payment.

How Much Is the Right Amount to Commit to Your Down Payment? Let’s Take a Look

Posted OnJan 19, 2018

Are you thinking about buying a new house or apartment? If you are going to take out mortgage financing, one consideration you will have is your down payment, which is the amount you pay up front in cash to cover some of the purchase cost. Let's consider a few points that will help you to decide how much is the right amount for your down payment.

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Buying a New Home in a Hot Real Estate Market? Here Are 4 Tips You Will Need to Be Successful

Posted OnJan 17, 2018

Are you in the market for a new house? In a buyer's market, finding and closing on a beautiful home can seem very easy. However, if you are shopping when the market is hot, you may end up fighting bidding wars and losing your dream home to a competing buyer. Let's take a look at four tips that you will need to be successful when house hunting in a hot local real estate market.

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How to Run a Quick Financial Health Check Before You Apply for a Mortgage

Posted OnJan 10, 2018

Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let's take a look at how to run a quick financial health check to ensure you are ready to apply for a mortgage.

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Can I Buy a Piece of Land and Build a House on It With a Mortgage? Yes — Here’s How

Posted OnJan 09, 2018

Have you been hunting for a new house without finding one that suits your needs? If so, one option that you may want to consider is building a new construction home on a choice piece of land. In today's blog post we will explore a few different mortgage options for those who are looking to build a brand-new home.

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The Pros and Cons of a Large Down Payment When Buying a Home

Posted OnJan 03, 2018

If you are in the market for a new home, one of the considerations you will need to make is how much to invest in your down payment. Let's take a quick look at some of the pros and cons of making a large down payment when buying your next home.

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Landlord Squeezing You for yet Another Rent Increase? It’s Time to Buy a Starter Home

Posted OnDec 21, 2017

Did you just get your annual notice that the rent is going up? If so, you're not alone. Millions of renters are seeing more and more of their income drained away due to higher rents. To make matters worse, every dollar in rent is one that you are not saving, investing or using to build your net worth. If you're feeling the pinch of higher rents, it might be time to buy your first starter home.

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Make 2018 the Year You Escape the ‘Rental Trap’ by Buying Your Own Home

Posted OnDec 13, 2017

Are you growing tired of paying rent each month and not building your net worth? Being stuck in the 'rental trap' isn't much fun, but if you are determined, you can break out. Let's explore some of the steps that you can take to make 2018 the year that you become a homeowner.

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Graduating With Student Loan Debt and Worried About Your Mortgage Prospects? You’re Not Alone

Posted OnDec 08, 2017

Did you recently graduate from college or university? If so, you may still be dealing with a financial hangover in the form of student loan debt. The vast majority of today's students have to borrow to invest in their education, which can affect financial plans once school is finished. In today's post, we will explore buying a home with a mortgage when still dealing with outstanding student loan debt.

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Taking Out a Mortgage for the First Time? Learn Why a Condo Might Be a Great First Home

Posted OnDec 06, 2017

Are you starting to tire of paying your monthly rent to someone and never building any equity? Renting forever can be a significant pain, especially as you're contributing to someone else's financial well-being. The good news is that there are affordable real estate options out there for those investing in their first home. Below we will share a few excellent reasons why an apartment or condo might be the best choice for a first-time home buyer.